A division of Kapildev Patel Ventures Pvt. Ltd.
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AshaNidhiFinance
Where Hope Meets Finance
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Overview
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My Applications
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My Accounts
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Loan · Insurance · Invest →
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Next EMI
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Eligibility Calculator
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AshaNidhi Seva
Vikas Rin
Home · Personal · Business & more
6 loan products →
Pramaan
Loan against securities
4 products →
Nishchint Bima
Life · Health · Term insurance
3 products →
Unnati Nivesh
MF · SIP · Bonds · Retirement
3 products →
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My Applications
All submitted applications
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My Accounts
Active loans, insurance & investments
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Once your application is approved & disbursed, your active loans, insurance policies and investments will appear here.
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Next EMI
Summation across all active LANs
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No EMIs due
You don't have any active loan accounts yet. EMI schedules will appear here once a loan is disbursed.
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Next Premium
Summation across policies & SIPs
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No premiums due
You don't have any active policies or SIPs yet. Premium schedules will appear here once your policy is active.
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Vikas Rin
Loan Products
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Aarambh — Home Loan
From 8.5% p.a. · Up to 30 yrs
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Rishta — Personal Loan
Quick disbursal · No collateral
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Samruddhi — Business Loan
Up to ₹50L
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Sanjeevni — Loan vs Property
Up to 70% LTV
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Nirvaan — Loan vs Rental
Leverage rental income
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Udaan — Working Capital
Business cash flow support
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Pramaan
Loan Against Securities
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Loan Against Shares / MF
Up to 50% of portfolio value
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Loan Against Insurance Policy
Up to 90% of surrender value
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Others (FMP / SGB)
Up to 75% of current value
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Nishchint Bima
Insurance Products
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Suraksha — Life Insurance
LIC · HDFC Life · SBI Life
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Swasthya — Health Insurance
Star · Niva Bupa
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Saavadh — Term Insurance
ICICI Pru · Max Life · Tata AIA
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Saamanya — General Insurance
Motor · Home · Fire · Marine
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Unnati Nivesh
Investment Products
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Bachat — Tax Saving & Bonds
ELSS · SGB · NCD · PPF
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Vriddhi — Mutual Funds & SIP
Equity · Large/Mid cap funds
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Navjeevan — Retirement Planning
NPS · Pension funds
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Calculator
EMI · Eligibility · SIP Returns
Monthly EMI
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Total interest
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Total payable
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📋 Repayment schedule ▾
Max eligible
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Max EMI
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FOIR
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* Indicative only — choose your own ROI & tenor as per your awareness, our representative will confirm exact terms with you. Based on FOIR norms (50% salaried). Actual eligibility subject to lender's policy & CIBIL.
Invested
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Est. gains
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Maturity value
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* Returns are indicative & market-linked, not guaranteed. Subject to fund performance & SEBI/AMFI norms.
📋 Growth schedule ▾
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Track Application
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Once you submit an application, its live status will appear here.
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Terms & Guidelines
Please read carefully
📋 Terms & Conditions *
1.ROI offered is subject to CIBIL score, due diligence & RBI guidelines, and final approval rests with the respective bank/NBFC.
2.AshaNidhi Finance is a sub-broker under Aadifidelis Solutions & NJ Wealth — final sanction, disbursal & claim settlement rest solely with the lending/insurance institution.
3.All calculator figures are indicative only and do not constitute a loan offer, investment advice, or guarantee.
4.Processing fees, GST, stamp duty & other charges as applicable are not included in displayed EMI/premium.
5.Mutual fund & investment returns are market-linked and not guaranteed; past performance does not indicate future returns.
6.AshaNidhi Finance does not guarantee loan approval, interest rate, or insurance claim settlement.
✅ Guidelines
1.Keep all documents ready in clear PDF/JPEG format before starting your application.
2.Provide accurate income, employment & contact details to avoid delays.
3.Respond promptly to verification calls or document requests.
4.Maintain timely EMI/premium auto-debit to protect your credit score.
5.For grievances, contact AshaNidhi support first before approaching the lender directly.
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Contact & Support
We're here to help
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Chat on WhatsApp
Mon–Sat · 10 AM – 7 PM Instant support for all your queries.
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WhatsApp / Call
+91 90763 89789
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Email
connect@ashanidhifinance.com
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Working hours
Mon–Sat · 10:00 AM – 7:00 PM
Quick enquiries
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You don't have any active health insurance policies yet. Once your Nishchint Bima application is approved & the policy is active, your e-Card will appear here.
e-Cards issued by respective insurer. AshaNidhi Finance facilitates access for your convenience.
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📋 Note: Documents will be securely forwarded to our team. No downloads available from this portal. Status updates reflect on your Track screen.
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Your reference number
AN-2024-1389
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